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'Social Security is Not Your Legal Right'


"The nation's biggest entitlement program is about to get hit by the 'Silver Tsunami'.


The first of almost 80 million babies born between 1946 and 1964 are now receiving Social Security benefits. More than 10,000 a day are being added to the rolls.

This would be great if the money for future payments was actually in the "trust fund," a figment of Congress' imagination, or if benefits were paid by aliens from another planet.

Unfortunately, that's not the case. And the long-term outlook is not good.

David Brooks of The New York Times recently wrote that "the U.S. government has $43 trillion in unfunded liabilities, or $350,000 for every taxpayer. Standard & Poor's projects that in 2012, the U.S. will lose its AAA bond rating."

Laurence Kotlikoff, an economist at Boston University, calculates that future workers would have to pay tax rates from 55% to 80% over their lifetimes to sustain current Social Security, Medicare and Medicaid benefits.

Let's be honest. That ain't gonna happen. And that means entitlements will eventually be cut".


Read more here

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